{"id":8,"date":"2016-03-01T07:30:36","date_gmt":"2016-03-01T07:30:36","guid":{"rendered":"http:\/\/bsmrau.edu.bd\/enamul\/?page_id=8"},"modified":"2026-04-23T18:43:50","modified_gmt":"2026-04-23T18:43:50","slug":"profile","status":"publish","type":"page","link":"https:\/\/gau.edu.bd\/ratna\/","title":{"rendered":"Profile"},"content":{"rendered":"<h4><\/h4>\n<table>\n<tbody>\n<tr>\n<td width=\"198\">\n<h1><a href=\"http:\/\/gau.edu.bd\/ratna\/wp-content\/uploads\/sites\/242\/2026\/04\/Ratna-Copy.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-183 aligncenter\" src=\"http:\/\/gau.edu.bd\/ratna\/wp-content\/uploads\/sites\/242\/2026\/04\/Ratna-Copy-300x225.jpg\" alt=\"\" width=\"300\" height=\"225\" data-id=\"183\" srcset=\"https:\/\/gau.edu.bd\/ratna\/wp-content\/uploads\/sites\/242\/2026\/04\/Ratna-Copy-300x225.jpg 300w, https:\/\/gau.edu.bd\/ratna\/wp-content\/uploads\/sites\/242\/2026\/04\/Ratna-Copy.jpg 411w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/h1>\n<\/td>\n<td width=\"403\">\n<h1><b>\u00a0Ratna Begum<\/b><\/h1>\n<p>Gazipur Agricultural University (GAU), Bangladesh<br \/>\ne-mail: ratna.afc@gau.edu.bd<br \/>\nTelephone: 0966634 (Extn.: 2452)<br \/>\nCell Phone: +8801705694124<br \/>\nWeb: https:\/\/gau.edu.bd\/Ratna<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"120\"><strong><a href=\"https:\/\/orcid.org\/0009-0004-2696-6927\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-223 size-full\" src=\"https:\/\/gau.edu.bd\/shaila\/wp-content\/uploads\/sites\/92\/2026\/04\/orc.png\" alt=\"\" width=\"300\" height=\"168\" data-id=\"223\" \/><\/a><\/strong><\/td>\n<td width=\"120\"><strong><a href=\"https:\/\/gau.edu.bd\/shaila\/wp-content\/uploads\/sites\/92\/2026\/04\/download-1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-220\" src=\"https:\/\/gau.edu.bd\/shaila\/wp-content\/uploads\/sites\/92\/2026\/04\/download-1.png\" alt=\"\" width=\"225\" height=\"225\" data-id=\"220\" \/><\/a><\/strong><\/td>\n<td width=\"120\"><strong><a href=\"https:\/\/gau.edu.bd\/shaila\/wp-content\/uploads\/sites\/92\/2026\/04\/download.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-215\" src=\"https:\/\/gau.edu.bd\/shaila\/wp-content\/uploads\/sites\/92\/2026\/04\/download.png\" alt=\"\" width=\"113\" height=\"117\" data-id=\"215\" \/><\/a><\/strong><\/td>\n<td width=\"120\"><strong><a href=\"https:\/\/www.researchgate.net\/profile\/Ratna-Begum?ev=hdr_xprf\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-228\" src=\"https:\/\/gau.edu.bd\/shaila\/wp-content\/uploads\/sites\/92\/2026\/04\/RG-300x300.png\" alt=\"\" width=\"82\" height=\"82\" data-id=\"228\" \/><\/a><\/strong><\/td>\n<td width=\"120\"><strong><a href=\"https:\/\/gau.edu.bd\/shaila\/wp-content\/uploads\/sites\/92\/2026\/04\/LN.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-229\" src=\"https:\/\/gau.edu.bd\/shaila\/wp-content\/uploads\/sites\/92\/2026\/04\/LN.png\" alt=\"\" width=\"111\" height=\"111\" data-id=\"229\" \/><\/a><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong><em><br \/>\nPresent Position<\/em><\/strong><\/p>\n<p><strong>Associate Professor and Head<br \/>\n<\/strong>Department of Agricultural Finance and Cooperatives<br \/>\nFaculty of Agricultural Economics and Rural Development<\/p>\n<p>Gazipur Agricultural University (GAU), Bangladesh.<\/p>\n<p><strong>Biography<\/strong><\/p>\n<p><strong><em>Education<\/em><\/strong><\/p>\n<p>MS, Bangladesh Agricultural University (2013-2014) Major: Agricultural Economics (Finance)<br \/>\nBachelor of Science in Agricultural Economics (Honours), Bangladesh Agricultural University (2009-2012)<\/p>\n<p><strong><em>Professional experiences<\/em><\/strong><\/p>\n<p>Associate Professor, GAU (2024-till)<br \/>\nAssistant Professor, GAU (2017-2024)<br \/>\nLecturer, GAU (2015-2017)<\/p>\n<p><strong><em>Research interest<\/em><\/strong><\/p>\n<p>Productivity, Risk and Inefficiency, Climate change, Envioronmental Sustainability, Gender issues, Agricultural Finance, Green Finance, Food Security and Poverty Reduction through Sustainable Resource Management<\/p>\n<p>&nbsp;<\/p>\n<p><strong><em>Course affiliation<\/em><\/strong><\/p>\n<p>At undergraduate level:<\/p>\n<p>AFC 101 Agricultural Finance<br \/>\nAFC 201 Principles of Accounting<br \/>\nAFC 301 Principles and Practices of Banking<br \/>\nAFC 403 Agricultural Credit and Money Market<br \/>\nAFC 131 Agricultural Cooperatives<br \/>\nAFC 331 Investment &amp; Innovations in Banking<br \/>\nAFC 434 Project preparation and management<br \/>\nAFC 161 Public Finance<br \/>\nAFC 362 Financial Management<br \/>\nAFC 261 Management Accounting<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0Ratna Begum Gazipur Agricultural University (GAU), Bangladesh e-mail: ratna.afc@gau.edu.bd Telephone: 0966634 (Extn.: 2452) Cell Phone: +8801705694124 Web: https:\/\/gau.edu.bd\/Ratna &nbsp; Present Position Associate Professor and Head Department of Agricultural Finance and Cooperatives Faculty of Agricultural Economics and Rural Development Gazipur Agricultural University (GAU), Bangladesh. Biography Education MS, Bangladesh Agricultural University (2013-2014) Major: Agricultural Economics (Finance) Bachelor [&hellip;]<\/p>\n","protected":false},"author":786165,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-8","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Ratna Begum Gazipur Agricultural University (GAU), Bangladesh e-mail: ratna.afc@gau.edu.bd Telephone: 0966634 (Extn.: 2452) Cell Phone: +8801705694124 Web: https:\/\/gau.edu.bd\/Ratna Present Position Associate Professor and Head Department of Agricultural Finance and Cooperatives Faculty of Agricultural Economics and Rural Development Gazipur Agricultural University (GAU), Bangladesh. 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